Supper awaits.
Plus we re-fi’ed the house today. Saving 100 a month ain’t bad.
done—about 300 megs worth of files—sent!
by CJ | Dec 12, 2011 | Journal | 10 comments
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Now there is a great holiday gift (refinancing)! I hope now that the other work is done as well!
Well, at least they have the correct file in hand. We also discovered we hadn’t turned in a tax form, and I found several overdue bills…now I get to straighten out the office in my spare time tomorrow. Jane, having helped me out of my bind, and helped me get those corrections to NY electronically, is now days behind her intended work; and I am trying to remember where I was in the current novel…which was just beginning to take off. Sigh. I mean, I just unearthed the ten pages of detailed software operational instructions needed to make the shopping cart display what we need, and that alone is enough to give you a brain freeze…in paragraph one. That’s the sort of thing Jane’s been absorbing left and right—and that’s a tiny routine, compared to what it takes to get a cover or a manuscript ready. It’s a wonder she’s not bonkers. I have promised her a steak dinner for finding the galley mess–but we haven’t time to go to the restaurant.
Ah, well, whine, whine, whine…but after today, we will be so glad when this project is finished and we get to put the tree up!
Tree? I’d be glad if my house were merely presentable. 🙂
CJ and Jane, you both have had a hezmana of a year. Don’t expect more of yourselves than reasonable.
We fans can wait for the Closed Circle redesign to be completed. Meanwhile, you have the existing shopping cart and features up, and you all have your books available through Amazon, Barnes & Noble, et al., so you have an income stream in place as best you can. We fans do understand and we will be patient. We’re rooting for the three of you. We know more good stuff to read is in the pipeline. — But that’s not much good to us if our favorite authors are too beat to enjoy or too burned out to write. We get it. Don’t push yourselves *too* much, please. 🙂
Big hugs to all three of you and assorted felines.
My house likely won’t be truly presentable by Christmas, and my grandmother’s house and affairs won’t be finalized by then either. Maybe by the end of January. I’ve had to fight off a big case of the blahs and can’t-help-its, but I think I’m back on track. Oddly enough, fiction ideas are percolating, even if not much has made it onto the page yet. So all in all…well, it is OK, could be worse. 🙂 (My cats think it’s all quite fine, I’m spending more time with them, so all’s right with their world, haha.)
After what’s been happening for the past few years (Few years, 4377, it’s been going on for a couple decades!) I don’t trust the financial community one little bit.
Foreclosing on a woman that owned her house free and clear!
“Oh, we sold your paper. I’m afraid we can’t do anything at all.”
And the contracts were writen by stsho! “Subclause 3.2” (No spacing the banker.)
I’d be sorely tempted to not want to become a nail “standing proud” for $100/mo, they’ve got some way of getting that back plus interest!
Oh yes. I’ve kept my paper copies of all the redemptions and the three most recent statements on a rolling basis. Hopefully they can’t pull a trick like that with me because the mortgage still exists. It just only has a couple of hundred quid left on it. Keeping it in case I want to extend it and perhaps also because it probably annoys the wotsit out of my bank – they don’t even get interest payments on it 🙂
Mind you in the UK the whole title deeds thing is dodgy in my view. It went completely electronic several years ago. If your house is less than thirty years old in the UK then you probably don’t have paper deeds – just an entry on a database. You can get a printout if you want but the paper apparently means nothing.
http://www.britishrecordsassociation.org.uk/pages/guide5.htm
So there you have it – I own my house because a computer says so. I’m an experienced software developer (and one time data recovery engineer). I’m not particularly happy about this system. But my house is only just over 20 years old so there never were any paper deeds in the first place.
Bless your hearts. I hope Santa brings you a much better year in 2012 and that the Maya and their calendar are full of prunes.
Methinks t’would sooner trust the stsho or…well, perhaps not the kif.
I don’t really want to space a banker. Who knows, at some point I might be depositing more than withdrawing. What a novel concept! Yes, I can dream. I’ve actually known one banker I thought trustworthy. Possibly the proof of that was that he chose to go back to complete his master’s degree and left the business. Heheh, good move, I think.
Ew, no pun intended there, “a novel concept,” but if someone thinks up a good book, run with it.
The Mayan calendar? I’d seen an article interviewing Mayan descendants who said that’s Western hype for the tourists and conspiracy theorists. The Mayan descendants claim it’s a clicking over of the numbering system, apparently something like an odometer passing max to zero, and it means a new age of some kind in the cosmology and calendar or celebratory system, but otherwise, they’re not worried about the end of civilization or the universe, it seems. — Good thing, because I’d like to have things settle back into place for me in 2012. I’m not quite ready for the sack of Rome. Or the plastic grocery bag of my own city. Yes, reaching for comedic effect, not quite there on timing. Ouch, pun again. I should get some sleep, shouldn’t I? LOL.
And quite seriously, I hope 2012 is better for everyone. I’ll be very happy to put 2011 behind us.
$100 a month is pretty darn sweet, I think. Good to hear that things are going better for you all!
Are you ready for it?—rimshot.
Jane’s computer came down with a spyware infestation this morning.
Cymbal.
OTOH, we have Lynn, who does de-infestation as a sideline, and she sent us to a site that will give us a fix.
And I’ve talked with my editor, and everything seems cool and she’s happy to have the file into which I input all the accepted changes.
Good for y’all. We’ve owned ours free & clear for several years now, having refinanced twice once to get the rate down and the second time to get the rate down and the term shortened, all the while overpaying the note. We paid it off in less than 13 years.