One of those things you really kinda need is a furnace, when you live 90 miles from the Canadian border—in either direction.
\nSo…since we got ticked at our car insurance company and switched, we decided to switch house insurance as well…but they, unlike the guys who wouldn’t cover our kitchen floor, actually ask questions about the age of things they might have to replace, like the roof, the furnace (which can cause general mayhem) — and we got to investigating.<\/p>\n
Our furnace is a little guy, a Bryant, which is sort of a Carrier, which is 12 years old, and 80% efficient. This means 20% of the energy goes up the chimney. So…we began thinking. We plan to stay in this house. If we live here another 10 years, the furnace will be 22 years old, and we might be a little less able to pay for a new one. So…we can get a deal: our state wants the 80%-ers out, and is legislating against them, the utility people are offering a 400.00 rebate for switching to a 95%, the feds are offering a 100.00 deduction, and it just might be a good idea to do it. The difference in fuel costs will pay for itself in about 6 years; and that means that the furnace we have is going to cost us that over the next 6 years and it will be 6 years older, as in 18 years old and maybe by then, no rebates…mmm. Let me see. My math is not as good as Bren’s, but this is starting to look as if a move now is appropriate. So we are going to get the replacement, which will also save us annually on insurance. I think we’re making a good move here. I got the technician off Angie’s list, and I approve: we asked him about the ac, and instead of going into a song-and-dance combo deal, he said, it’s working: never replace a decent ac that’s working and doing its job, because they don’t get that much better, and none of them are going to be significantly better in this particular region of the country. Furnaces are another story. I appreciate that advice.<\/p>\n
SO—no fix on the kitchen floor this year, likely, but getting that taken care of —that’ll be good.<\/p>\n
And y’know all those commercials about saving you 400.00 on your car insurance: proved true. As you get older, your car gets older, your driving pattern changes: all these things figure in, and it’s worth calling and getting a quote. Ours has been inching up year by year and they finally sent us the one we questioned. Funny thing.<\/p>\n
If you get a membership offer from AARP, (American Association of Retired Persons)—my advice is, join it. In a forest of offers for insurance of every sort—if their stamp is on the product, it’s tended to be good. And an AARP card gets you deductions for hotels and motels.<\/p>\n","protected":false},"excerpt":{"rendered":"
One of those things you really kinda need is a furnace, when you live 90 miles from the Canadian border—in either direction. So…since we got ticked at our car insurance company and switched, we decided to switch house insurance as well…but they, unlike the guys who wouldn’t cover our kitchen floor, actually ask questions about […]<\/p>\n","protected":false},"author":751,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","ngg_post_thumbnail":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-7562","post","type-post","status-publish","format-standard","hentry","category-journal"],"_links":{"self":[{"href":"https:\/\/www.cherryh.com\/WaveWithoutAShore\/wp-json\/wp\/v2\/posts\/7562","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.cherryh.com\/WaveWithoutAShore\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.cherryh.com\/WaveWithoutAShore\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.cherryh.com\/WaveWithoutAShore\/wp-json\/wp\/v2\/users\/751"}],"replies":[{"embeddable":true,"href":"https:\/\/www.cherryh.com\/WaveWithoutAShore\/wp-json\/wp\/v2\/comments?post=7562"}],"version-history":[{"count":0,"href":"https:\/\/www.cherryh.com\/WaveWithoutAShore\/wp-json\/wp\/v2\/posts\/7562\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.cherryh.com\/WaveWithoutAShore\/wp-json\/wp\/v2\/media?parent=7562"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.cherryh.com\/WaveWithoutAShore\/wp-json\/wp\/v2\/categories?post=7562"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.cherryh.com\/WaveWithoutAShore\/wp-json\/wp\/v2\/tags?post=7562"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}